- Personal Identification:
Copy of social security card and valid driver’s license or other state issued photo identification.
- Certificate and Plan from Certified Credit Counselor approved by the US Trustee.
- Mortgage Statements:
Please provide a copy of a recent statement from your mortgage company(ies) if any.
- Bank Accounts & Brokerage Accounts:
If you have any type of bank account, brokerage account, 401k, 403b or IRA Account, please provide copies of the most recent six (6) months statements for each account.
- Income Tax Returns:
Please provide copies of the last two (2) years tax returns.
Please provide copies of all of your paystubs for the last 6 months.
**Married debtor filing without his or her spouse, must provide non-filing spouse’s paystubs along with an itemization of non-filing spouse’s personal monthly expenses.
- Completed Monthly Expense Budget Form:
- Proof of real property insurance:
Please provide a copy of the declaration page from your homeowner’s insurance policy for all real properties owned.
- Proof of automobile insurance:
Please provide a copy of the declaration page from your automobile insurance policy.
- Real estate tax bills:
Please provide a copy of your most recent real estate tax bill (if unpaid).
- Car Payments/ Secured Loan Payments:
Copies of recent statements.
- Debt collection letters from creditors and debt collectors.