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Stopping a mortgage foreclosure or creating a plan to repay certain debts without interest is one of the benefits of chapter 13 bankruptcy.

A Chapter 13 case will stop a sheriff’s sale, wage garnishment or repossession and allows the debtor to create a payment plan to pay back the arrears over a 3-5 year time period.  Debtors can also obtain loan modifications while in a bankruptcy even when they have been denied previously.

To qualify for a Chapter 13 case, a debtor must have regular source of income, such as employment, social security, pension benefits  or rent.

Determining whether an individual qualifies for a chapter 13 should be determined by an experienced attorney.  We take the time to personally meet with our prospective clients to review their financial situation in detail, including their income and expenses, their assets and debts to determine whether chapter 13 is the best solution.  Often just learning about their options, can relieve the stress caused by financial hardship.

Our Offices :

We also practice in Montgomery County and Chester County and other counties located in Southeastern Pennsylvania.