Local Consumer Bankruptcy Attorneys.
Solving financial problems, relieving stress about money, providing personalized attention and helping you obtain a financial fresh start are our top goals. For over 20 years, we have dedicated our practice to helping individuals in Philadelphia, Bucks County, Delaware County and Southeast Pennsylvania who face financial hardships, many times due to no fault of their own such as a job loss, unemployment, high credit card interest rates, illness or divorce.
“Wipe away credit card bills and bad debt; obtain a fresh start”
“Cure mortgage arrears – repay some debts over time”
“Work out arrangements with the IRS and creditors”
“Defend foreclosure action and seek loan modifications”
Awards & Accolades
Our AttorneysWhat To Bring To The First Meeting
for Philadelphia, PA
Our Reviews by City
Wanda - Philadelphia, PA
Trish was very polite and respectful to deal with. Very prompt with returning phone calls and e-mails.
Tom - Philadelphia, PA
Scott was great! He walked us through everything and was always there to answer any questions we had. He was also very good at putting our mind at ease about the process. We highly recommend Scott!
Wonderful service! Very understanding.
Michael - Philadelphia, PA
I came to Scott a total mess. Having a severe anxiety disorder and ADHD made the process of filing bankruptcy even more stressful for me. He was understanding and knew exactly what to say and do to make things easier. I swarmed him with emails every time I thought of something else and he answered them quickly and put me at ease. I highly recommend him.
Kathy - Philadelphia, PA
Scott Waterman represented me on a Chapter 7 bankruptcy after a drawn out, ugly divorce. He could not have represented me any better. He replied to my emails or phone calls the same day, if not the same hour. He laid out the entire process in advance, he was concise on what I needed to produce and why. He was pleasant and professional and made what could have been an unpleasant experience actually pleasant for what it was. I have been in the legal field for 30 plus years and I know an excellent attorney when I deal with him/her and Scott Waterman is unequivocally an excellent attorney.
Attending confirmation hearing for a Chapter 13 debtor. Generally, if all goes well, debtors do not need to appear for the confirmation hearing.
Attending Chapter 13 meeting of creditors in Philadelphia. The meeting is uneventful. No creditors usually show.
Representing Chapter 13 clients at a 341 meeting of creditors
I will be attending the Consumer Bankruptcy Ass't Project Board meeting today.
I am at Municipal Court in Philadelphia defending a credit card collection case. The plaintiff has failed to bring a witness so it cannot prevail. With a proper defense an attorney can prevent a snap judgment which acts as a lien on the debtor's real estate. Unlike other counties, municipal court judgments act ac liens on real estate.
Today I attended a hearing granting a landlord permission to proceed with a eviction. In a bankruptcy if a landlord obtains a judgment for possession prior to the bankruptcy, the debtor's rights are limited. It is important for a debtor to file prior to the entry of a judgment for possession so the automatic stay will continue.
I attended a chapter 13 meeting today with a client and he was nervous beforehand. But I prepped him and all went well. He was surprisingly relieved when it was over.
Working to keep a chapter 13 case from being dismissed. The court is very reasonable and works on a timely basis.
At chapter 13 meetings with clients. I make sure to prep my clients so there are no surprises.